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Buying a Home

Buying a home

Found 3 blog entries about Buying a Home.

         

          Buying a home is a major step in everybody's lives and something that most people look forward to. Yet, it's not a simple process that unravels itself. There are a few responsibilities that need to be taken seriously, one being saving up for a down payment. Most loans require a down payment for qualification, with the amount varying based on the type and amount of the loan. Saving up the money for a down payment can be a process, so be sure to make use of these tips. 

 

Separate Your Down Payment

 

First things first, make sure to open a bank account that is designated solely towards a down payment for your home. However much you decide you need to put away, have it automatically transfer into this account so you

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Home Budgeting

Buying a home can be an up and down rollercoaster of emotions, especially for first time home buyers. It's exciting, you're finally ready to purchase your first house. It's also nerve wracking due to the whole process and the burden of making a major purchase. Take the finance out of the equation to loosen up and be prepared for your first home purchase. Plan out your budget ahead of time and keep these tips in mind:

 

Make Your Budget Realistic

The number one goal for creating a budget is making sure it's one you can meet without sacrificing other necessities and burning the candle to the end. Ask yourself how much you can actually afford then discuss this amount with your lender.  

Include PITI (principal, interest, taxes and

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Buying a house may be the most complicated financial process of your entire life.

Luckily, we’ve broken it down into 10 straightforward steps:

1. Are you ready to become a homeowner? Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals.

2. Get a Realtor® In the maze of forms, financing, inspections, marketing, pricing, and negotiating, it makes sense to work with professionals who know the community and much more. Those professionals are the local Realtors who serve your area.

3. Get a mortgage pre-approval Most first-time buyers need to finance their home purchase, and a consultation

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